WHY INSURANCE IS IMPORTANT?

As they say “Expect for the best but prepare for the worst.” The reality of life is marked by its unpredictability and the inevitability of facing various challenges and uncertainties. Life can take unexpected turns, including health issues, accidents, and even premature death. In light of these uncertainties, life insurance becomes indispensable as it offers financial security & peace of mind. So how important life insurance and how does it help? It’s simple. Life insurance can give us the living and death benefits, that even after life you can still secure the needs of your family.

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It’s Never Too LATE To Start Saving For THe Future

Life insurance is important for your family income protection

Family Income Replacement

Have you saved money in case unexpected things happen in life? Do you bring in most of the money for your family? If something really bad, like an untimely death, were to happen soon, do you think your family is ready for it financially? Can your kids still finish school? If you said no to any of these, don’t wait until it’s too late to do something about it.

Critical illness fund is needed for your treatment. having an insurance can help you financially

Critical Illness Fund

The four major illnesses in the Philippines are Cancer, Heart Attack, Stroke, and Acute Kidney Failure. If someone is diagnosed with any of these, they’ll need a lot of money for hospitalization, don’t you think? What if you were diagnosed with one tomorrow, are you financially prepared for it? Would you consider selling your stuff, borrowing money, relying on loved ones, or even resorting to GoFundMe? But what if I suggest another choice? How about shifting the financial burden to Pru Life UK?

Having a life insurance can save you and your family a lot financially when it comes to accidental death and total and permanent disability.

Accidental Disability or Death

Disabilities can happen because of illness or accidents. Even if the chances are low, we shouldn’t ignore the possibility. It not only puts a strain on the family physically but also financially. While we may not be able to prevent it physically, we can at least get ready financially. The real question is, will the support come from your own money or from Pru Life UK?

Life insurance can also be a fund for your children's education when things are tight. You can use the fund value available in times of need given the policy is 10 years and up.

Education Funding

We love our kids a lot, and that’s why we want what’s best for them. We hope they can complete their studies and have a great future. But what if something unexpected, like money troubles, comes up along the way, and it becomes tough to send them to college? Do you want to wait until they’re in college to worry about tuition fees? Will your income be enough at that time? How about planning and saving now so you won’t struggle when that time comes?

Estate Planning is a protection for your assets and loved ones in the event of incapacity or death

Estate Planning

Leaving valuable stuff for your loved ones after you pass away is a thoughtful gesture that shows love. But what if the situation turns around? It could cause them problems, having to find money to pay for estate taxes. Would you be okay with that? Or how about planning ahead to make sure they won’t be burdened when the time comes?

Life insurance for your retirement years. When you start young you will reap the benefits of your hardwork on your retirement years

Retirement Funding

What kind of retirement do you picture for yourself in the future? Is it a time free from stress and worries, maybe spent gardening or on vacations to beat boredom? Or have you not really thought about it yet? If you haven’t, it’s time to reconsider. You wouldn’t want to end up like someone you know, relying on their kids or still working odd jobs, driving a motorcycle, or doing taxi rides. Time is ticking, and you might find it’s too late if you don’t start preparing now.

HOW TO APPLY FOR AN INSURANCE POLICY?

SET AN APPOINTMENT​

Meet with a Licensed Financial Advisor

GET A POLICY PROPOSAL

A Licensed Financial Advisor will give you a policy proposal after meeting.

START YOUR COVERAGE

Pay the policy proposal to start your coverage.